Christmas Planning -Set A Budget
Christmas is the major event of the year for many of us. We look forward to decorating, entertaining and gift giving. But how do we fit it into our already hectic routine? Christmas planning, that’s how!
Its never to early to start planning for Christmas. In fact many of us start planning for the next Christmas the day after we have just celebrated it. We get up at the crack of dawn to go to Boxing Day sales. What are we looking for? Well bargains of course, but also Christmas gifts for next year!
Christmas Planning – Where to Start?
In order to keep your stress level under control, start by making a list. At the top of your list should be your budget. So many of us over spend, especially if we start shopping too early! We always find one more gift! Soon we have bought a mountain of gifts, most of which we didn’t really need.
Stick to your budget!
Don’t forget, your budget should be at the top of your Christmas planning list. Make it manageable by breaking it down into categories.
Here are some things that you should budget for:
Gifts – Include how many people that you are buying gifts for and what you are going to be spending on each gift. Remember to budget for all of those last minute gifts. We tend to feel more generous at this time of year and we buy gifts for the mailman, the paperboy and our co workers. Budget for it!
Food – Besides your regular food budget you will need to budget for those extra Christmas goodies. Christmas candies, chocolates and nuts. Budget for the food and beverages that you will need for Christmas dinner. Don’t forget the extra baking supplies that you will need.
Entertaining – We always have extra company at Christmas time! You will need to have on hand some appetizers, snacks and beverages for those drop in guests.
Decorations – If you really don’t need them, then don’t buy them! Most of us have boxes and totes of Christmas decorations. However, every year we buy more. It is so tempting when we see all the beautiful decorations to be bought. Use some self control! If you must buy some, then at least donate your old ones to a charity for someone else to use.
Clothing – Everyone likes a special Christmas outfit. Budget for outfits for yourself and your family. Don’t forget the accessories. Shoes, purses, belts and ties.
When you have budgeted for each category, stick to it. It will save you from feeling blah and having the post Christmas blues!
Remember the meaning of Christmas!
The most important part of Christmas is our Christmas spirit.
It is not about the size or price of a gift! It’s about the thought.
It is about spending time with friends and family. The Christmas season should lift our spirits and not bring us down.
Stick to your budget and don’t overspend in order to impress others!